Virso private beta is open
Stiven Morelo·Sep 23, 2026 ·4 min read Virso is personal finance for iPhone. You log a spend in one sentence, and an assistant with memory tells you what’s happening with your money. Build 128 shipped on September 21 and made the app feature-complete for the App Store. Before I submit it in October, I want more people using it.
I know I spend too much, but I don’t know exactly where. The apps out there are either too simple or too complex.
That’s the sentence I wrote before the first commit. Virso is my answer to it.
Want in? Jump to the invite ↓What it does
Four things, and each one should take less effort than the app you use today.
EXPORT AS H.264
How it works
Most logs never reach the cloud. Before calling a model, each one goes through three layers on the iPhone: a cache of your own corrections, semantic similarity and rules. The cloud model only steps in when none of them match, and what it learns stays on the device.
It’s offline-first. You can log and browse without a connection, and it syncs when you’re back. It isn’t 100% offline: without internet, the AI extraction gives a partial result.
There’s no bank connection, by design. You decide what goes in.
The answer to that friction is automatic logging with Apple Pay: pay with your iPhone and the spend is already there.
A PDF your accountant can read
This one came from my accountant. He told me that tracking where his clients’ money goes is a headache, because nobody categorizes what they buy or pay for.
So Virso exports a smart PDF. It isn’t a bank statement: it groups the spending the way you’d explain it. Installment purchases, recurring charges, categories and pockets, each in its own section, ready to review with your accountant.
In a little over six months. On September 21, 45 of the 46 end-to-end flows against the real backend passed.
The road so far
Join the beta
The beta is invite-only for now, and I add every tester by hand. If you use an iPhone and want to try it before the App Store, write to me.